High-risk payments,
unlocked.
We get high-risk merchants approved, settled and scaling — across 40+ acquirers, in days. Gambling, crypto, adult, CBD, forex, nutra. Approved where Stripe, Adyen and PayPal won't touch.
85%+
Approval rate
40+
Acquirers live
60+
Countries covered
48h
To go live
Built for your vertical
If your processor said no, we say how much.
Dedicated risk teams, MCC-specific routing, multi-MID redundancy — built for the verticals everyone else rejects.
Higher approvals
Smart routing across 40+ acquirers. Operators we onboard typically see a ~30% lift in authorisation in the first weeks.
No frozen funds
Stable settlement, no 90-day holds, no termination by tweet. Multi-MID redundancy so one shutdown never kills your revenue.
Local where it matters
Cards, APMs, A2A, SEPA and crypto on/off-ramps — live in 60+ countries.
From application to live
Three steps. Days, not months.
- 01
Apply
Tell us your vertical, volume and target markets. 60 seconds, no contract.
- 02
Underwriting in 24h
Our risk team reviews your business and routes you to the acquirers most likely to approve.
- 03
Go live
Sign, integrate, switch traffic on. We stay involved end-to-end for chargebacks, scaling and new MIDs.
FAQ
High-risk payments, answered.
What counts as a high-risk merchant?+
Any business with elevated chargeback exposure, regulatory complexity, or reputational sensitivity — including gambling, crypto, adult content, CBD, nutraceuticals, forex/CFDs, dating, travel and subscription billing.
How fast can I get approved?+
Pre-approval typically lands within 24 hours. Full go-live, including KYB, integration and acquirer onboarding, takes 5–10 business days for most verticals.
Do you replace Stripe or sit alongside it?+
Both. Most clients route their high-risk traffic through ApexPay while keeping low-risk volume on their existing PSP. We can be your primary or your fallback.
What does it cost?+
Interchange-plus pricing, quoted upfront. No setup fees, no monthly minimums on most plans. Fees scale down as volume grows.
Which countries do you support?+
60+ countries across EU, UK, North America, LATAM, MENA and APAC, with local acquiring in our top 20 markets.
Stop losing revenue to bad payments.
Get a free, no-obligation audit of your payment stack. We'll show you exactly where revenue is leaking and how to fix it.
- Confidential and free — no commitment.
- Delivered within 48 hours.
- Coverage for 60+ countries and high-risk verticals.