Same vertical underwriting. Multi-acquirer routing, lower MDR, modern subscription tooling and full MID redundancy.
Vendo serves adult subscription merchants well at sub-scale volumes. The product becomes constraining above $200k MTD: limited routing flexibility, single-acquirer dependency, weekly settlement cycles, and integration patterns that don't fit modern engineering teams.
ApexPay is the alternative for Vendo merchants outgrowing their stack but wanting to keep adult-vertical-specific underwriting and compliance tooling.
ApexPay FZ-LLC is a payments consultancy — we introduce merchants to licensed acquirers, gateways and alert networks, and we do not process payments or hold funds.
All the compliance scaffolding Vendo provides — age verification integration, content-moderation hooks, descriptor management, MCC 5967 underwriting — is preserved or improved. We do not ask you to reinvent your compliance stack to migrate.
Standard 14-day migration: PCI-compliant token transfer, subscription reconstruction, 7-day dual-route, customer notification. Sub-2% involuntary churn typical.
Yes — Vendo will release tokenised cards to a PCI Level 1 destination on documented request. ApexPay qualifies. Process takes 5–10 business days.
Yes — settle in 8 major currencies, display in customer's local currency, route per BIN to optimise approval.
Disclosed during underwriting. Influences initial reserve, doesn't block underwriting if you have remediation in place.
Underwriting in 48–96 hours, full migration including subscription cutover in 14 days.
When to leave Stripe, CCBill, Segpay, RocketGate or Vendo — and how to migrate without losing customers.
Send your current volume, MCC and subscription base. We'll quote MDR, reserve and a 14-day migration plan.
Get a free, no-obligation audit of your payment stack. We'll show you exactly where revenue is leaking and how to fix it.
